Credit Cards

Credit Cards

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We'd love to help you with a First Option Credit Card.

Choose a Low Rate Credit Card. Start Low. Stay Low.

  • Intro rate for 6 months: 1.99% pa *
  • Variable rate: 11.99% pa*
  • No monthly fees forever

Or a Cash Rewards Credit Card. Earn cash back on purchases, paid to you monthly.

  • Intro rate for 6 months: 1.99% pa *
  • Variable rate: 15.99% pa*
  • Monthly fee of $4.00, waived for the first 6 months
Call 1300 855 675 or request a callback

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Access is easy

Use your Credit Card anywhere in the world.

Add your card to your phone using Apple, Google or Samsung Pay

Make fast purchases using Visa payWave


  • Up to 55 days interest free
  • No application fee
  • Serviced in Australia
  • Intro rate applies to purchases, balance transfers and cash advances

More Information

* Terms, conditions, fees and charges apply. Normal lending criteria apply.


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