Low Rate Credit Card

Low Rate Credit Card

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Let's face it. Most credit cards are the same. They tempt you with a super low rate, then hike it up after 6 or 12 months. But the First Option Low Rate Credit Card is different. You start LOW. Then stay LOW.

  • Intro rate applies to purchases, balance transfers and cash advances
  • No monthly fee for the first 6 months
  • No application fee
  • Add your credit card to your phone
  • Use Visa payWave for faster checkouts
  • Serviced by our team here in Australia

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Low Rate Visa Credit Card
Interest Rates
6 month Intro Rate1.99% pa
Purchase Interest Rate11.99% pa
Balance TransferYes 
Cash Advance Interest Rate11.99% pa
Fees
Application Fee$0 
Monthly Fee$2.00 
Exceed Credit Limit FeeYes 
Late Payment Feen.a. 
Card Features
Minimum Repayments Percentage3%
Interest Free Days55 
Key Fact Sheet available?Yes 
Minimum Credit Limit$500 
Minimum Repayments Cash$25 
  Additional Product Information

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