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The multi-award winning First Option Kids Bonus Saver will encourage your children to develop a regular savings pattern. This will help them in later life by teaching them to save for the things they need. * 5 star rated by Canstar (April 2017)

up to 2.55% pa interest rate

  • Kids can earn additional bonus interest*
  • Access via phone or internet transfer
  • No minimum monthly balance
  • Apply Enquire

    • We’re a credit union family. They have been great to deal with – I tell all new employees to have a word to First Option. They look after us.

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    Additional Product Information

    * These rates apply when bonus conditions are met - a minimum deposit of $5.00 per month and no withdrawals during the month.


Kids Bonus Saver Account
Interest Rates portion under $5,000
Base Interest Rate0.15% pa
Bonus Interest Rate2.40% pa
Maximum Rate2.55% pa
Interest Rates portion over $5,000
Base rate0.15% pa
Bonus rate0.40% pa
Max rate0.55% pa
Fees
Annual Fee$0 
Monthly Fee$0 
Features
Minimum Amount$0 
Funds AvailableAt call 
Interest IncomeCalculated daily, paid monthly 
OverdraftNo 
Access in Person
ATMsNo 
EFTPOSNo 
Debit CardNo 
Cheque BookNo 
Branch AccessYes 
Apple / Google / Samsung PayNo 
Access Online
Direct DebitsYes 
Direct CreditsYes 
Internet BankingYes 
Phone BankingYes 
Periodic PaymentsYes 
BPAY®Yes 
Osko Real Time PaymentsYes 
PayIDYes 
Easy AppYes