ATM Access

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With a First Option card you can access any ATM in Australia. Best of all, First Option does not charge a fee for ATM usage.

Also, many Australian Banks have removed direct charges for using their ATMs. This includes ANZ, Comm Bank, nab, Westpac, Suncorp and BOQ (in branch ATMs only).

While some other ATM owners do charge an ATM fee directly to your account, you will be advised of the fee before you complete your transaction.

You can also use your First Option card overseas, however there is a fee. This fee is waived for members that support First Option with their deposits and loans (combined minimum monthly balance of $25,000).

And if you are going overseas, please consider the Cash Passport Platinum card. For more information click here.

  • Access to all ATMs in Australia
  • Choose your PIN with Internet Banking or Easy App
  • Convenient 24/7 access
  • Withdraw up to $1,000 per day
Important note about RediATMs. 
From 1 June 2018, First Option is no longer part of the RediATM network. Therefore First Option has abolished its RediATM fees. While most bank owned ATMs are now direct charge free, members may incur a direct charge by some rediATM owners. Also, members will no longer be able to change their PINs at a rediATM, or use other rediATM functions such as the transfer option. However the First Option Easy App does allow PIN change.

  • I have payroll deductions into my credit union account each pay – no hassle that I’m based in Brisbane. Great service, it all works well. Have now saved a ton of money!

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