Cash Rewards Credit Card

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First Option’s 'Cash Rewards' Visa Credit Card gives you all the benefits of our Low Rate Credit Card, PLUS you earn points which are redeemed for cash rewards.

  • Get 0.5% cash back on purchases
  • Up to 55 days interest free on purchases
  • Low monthly fee (no annual fee)
  • Verified by Visa - greater online purchasing security
  • Card transactions are monitored 24x7

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Cash Rewards Visa Credit Card
Interest Rates
6 month Intro Rate1.99% pa
Purchase Interest Rate15.99% pa
Balance TransferYes 
Cash Advance Interest Rate15.99% pa
Application Fee$0 
Monthly Fee$4 
Exceed Credit Limit FeeYes 
Late Payment Feen.a. 
Card Features
Minimum Repayments Percentage3%
Interest Free Days55 
Key Fact Sheet available?Yes 
Minimum Credit Limit$500 
Minimum Repayments Cash$25 
 Additional Product Information


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