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Do the Big 4 Banks really need more profit?

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First Option Credit Union – Your Credit Union – has recently passed on the full 25 point decrease to mortgages, whilst 3 of the big 4 banks have not!

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Official cash rate cut to historic low

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At its meeting on 5 May 2015, the Reserve Bank has cut the official interest rate by 25 basis points to a record low of 2.0%. Wow!

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