Applying for a Loan is easy

Apply for a Loan

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To apply you need to be 18 years or over, an Australian resident and have a regular income.

You should also have information about your assets, all liabilities (debts), income and living expenses.

Applying for a loan is easy!

Apply Online Enquire

Unable to apply online?
While applying online is quick and easy, we understand that everyone is different.
If you are unable to apply online please call 1300 855 675 or send us an email.

Need help?
Not sure about which loan is right for you? Try our Quick Loan enquiry form.

More Information

Please note:
The Online Application form will time-out after 10 minutes of non-use. First Option will do a credit check as part of the assessment process. You do not need to be a current member of First Option to submit a Loan Application. If your loan is approved, you will automatically become a Member when the loan is funded. A $2.00 membership share will be debited from your access account.

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